SEEP - This learning brief proposes the application of the market systems approach to support the development of a well-functioning system where Savings Groups effectively reach all those who seek participation. To reach significant numbers of poor people in a sustainable manner, it is necessary to develop a vision for the future where Savings Groups are formed and operating without development agency assistance. This will require commitment from stakeholders to adopt the approach, pilot interventions, share results and together learn how best to reach scale.